Deep Value Returns

Deep Value Returns

Toast: Sentiment Is Broken, But Fundamentals Aren’t; $60 Still In Play

I reaffirm my $60 price target for Toast by summer 2026. My edge is patience — I let time do the work while the market eventually rewards Toast’s operating leverage and financial strength.

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Deep Value Returns
Sep 24, 2025
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Investment Thesis

Toast (TOST) is an operating system for restaurants, from payments solutions to back-house operations.

The reason why I’m very bullish on Toast is that the business holds no debt, and around 7% of its market cap is made up of cash.

Plus, the business is growing at more than 20% y/y, while its priced at 35x forward free cash flow.

This puts the stock on an adjusted PEG ratio of 1.8x. This is a bargain, and as such, I reaffirm my price target of $60 per share by summer 2026.

Melting Butter on White Toast

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© 2025 Michael Wiggins De Oliveira
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